Where can I find the full text of a U.S. corporate annual report to shareholders (publicly-traded corporations only)?
Mergent Online has the full text of U.S. corporate annual reports to shareholders. Foreign companies traded only on foreign exchanges are not included in the database as licensed by the Libraries. Type in the company's name or ticker to get started. Click on Annual Reports. Choose the year you want. Reports from 1996 to the present are available.
You may be able to get the complete full-text image file of a corporation's recent annual reports from their website.
Securities and Exchange Commission
The EDGAR database contains Form 10K (annual report to the SEC) which is different from the annual report to shareholders, but is available free and has some similar information.
If you need corporate financials, but not the actual text of the corporate annual report, you can use